For institutional clients and brokers, fund security is the primary consideration when selecting liquidity partners and a core bottom line for compliant financial services operations. Amidst an industry-wide focus on execution speed and spread costs, Macro Group has established an industry-leading triple fund security system encompassing account underlyings, regulatory frameworks, and process traceability. Furthermore, a unified order routing architecture ensures end-to-end standardization, creating a multi-layered protection network for the asset security of its global partners and end-users.
First layer: Bank-level fund segregation
This is the first physical line of defense in the fund security system. Its core is to completely sever the boundary between the service provider's own funds and the client's funds at the level of account ownership. Macro Group's client funds and company operating funds are strictly separated. Unlike some institutions in the industry that only conduct separate accounting on the financial books, the group deposits all client funds in full in independent custody accounts at top global banks. The accounts are special client custody accounts, which are independent of the company's own operating accounts within the banking system and have clear ownership.
As an independent third party, the custodian bank assumes the responsibility of supervising funds, strictly adhering to regulatory rules to verify the compliance of fund transfers within the account, ensuring that funds can only be used for clearing and settlement of the corresponding transaction scenario. Even in extreme business scenarios, client funds will not be used for company operations, debt repayment, or any other non-client transaction-related purposes, thus eliminating the risk of fund commingling at the physical custody level.
Second layer: Multi-jurisdictional supervision
If fund segregation is the physical defense, then compliance and regulation across multiple jurisdictions constitute the institutional defense for constraining fund operations. Macro Group employs a "one entity, one regulator" operating model, establishing licensed business entities in multiple core financial regions globally, each subject to rigorous scrutiny by local regulatory bodies, thus creating multiple layers of regulatory constraints.
- ASIC (Australia 's Securities and Investments Commission): As the core operating entity of the group, it is fully regulated by the Australian Securities and Investments Commission. ASIC is renowned globally for its stringent client fund protection rules, mandating that licensed institutions segregate client funds in trust, conduct regular independent audits, and fully disclose information. This forms the core regulatory foundation of the group's fund security system.
- SFC Hong Kong : The main business entity serving institutional clients in the Asia-Pacific region, strictly adhering to the client fund management regulations and compliance requirements of the Hong Kong Securities and Futures Commission, and adapting to the regulatory standards of the Asia-Pacific market and the compliance needs of institutional clients.
- Offshore supervision : While providing flexible access solutions for clients in different regions around the world, we strictly adhere to the bottom line of fund security under local supervision to ensure compliant operation in all scenarios and form a supplementary regulatory constraint.
The multi-layered regulatory system not only enables localized compliance penetration for businesses in different regions, but also creates a cross-jurisdictional supervision effect, ensuring that fund operations are always conducted within the framework of rules.
Thirdly: Transparent and traceable fund transfers
True fund security requires full traceability and transparency throughout the entire process. Macro Group has established an audit and traceability system covering the entire lifecycle of funds, making the origin and destination of every fund clearly verifiable.
Every deposit, withdrawal, and transfer of funds is meticulously documented and audited, with records including key information such as the amount, transaction time, source account, destination account, and corresponding transaction number. Partner institutions can access the status and flow records of these funds at any time through dedicated channels, and regulatory agencies can legally obtain relevant files for verification at any time.
Meanwhile, the fund transfer records correspond one-to-one with the order execution chain. The settlement of each fund is matched with the corresponding transaction record and upstream transaction receipt. Through two-way verification of fund flow and order flow, abnormal fund transfers without real transaction background are effectively prevented, ensuring the authenticity and compliance of fund flow.
Order routing architecture
In addition to its triple fund protection system, Macro Group also ensures standardized and transparent fund settlement from the transaction execution level through a unified order routing architecture.
Customer orders (Island countries/Hong Kong/Other regions)
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Macro Group Bridging System
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Australian main channel (regulated by ASIC)
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Tier-1 interbank liquidity
The core logic of this architecture is "multi-location access, unified clearing": regardless of the client's jurisdiction or the regional entity through which they access the system, all orders ultimately converge on the main Australian channel regulated by ASIC (Australia's Industrial and Commercial Bank of China), and are uniformly matched with upstream Tier-1 interbank liquidity. Corresponding fund clearing is also entirely conducted under the regulatory framework of ASIC, employing unified fund management standards and clearing rules. This avoids differences in fund security caused by varying regulatory standards across different regions, ensuring that global clients enjoy the same stringent fund security guarantees.
As an institutional liquidity provider committed to a 100% pure A-Book direct access model, Macro Group consistently prioritizes fund security as the cornerstone of long-term partnerships. Its triple-layered fund protection system, encompassing physical isolation, institutional constraints, and process traceability, coupled with a unified regulatory order routing architecture and a zero-conflict-of-interest business model, constructs a comprehensive fund security network from the source to execution, safeguarding the stable operation of its global partner brokers.
